Rates

It's nice to watch your money grow.

Our competitive rates will put your money to work, earning interest year after year. Check out our hardworking rates for CDs, IRAs, Savings and Checking.

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Rate

APY*


Rate

APY*


Term

Preferred Rate with any checking account


90 Day Money Market CD

4.05%

4.13%


4.15%

4.23%


15 Month - BFC Sure Thing CD

See what makes it a Sure Thing

 4.05% 4.13%
4.15% 4.23%

25 Month - BFC Sure Thing CD

See what makes it a Sure Thing

4.05%

4.13%


4.15%

4.23%


91 - 181 Day Certificate

0.05%

0.05%


0.10%

0.10%


6 Month Certificate

0.25%

0.25%


0.35%

0.35%


12 Month Certificate

0.45%

0.45%


0.55%

0.55%


18 Month Certificate

0.50%

0.50%


0.60%

0.60%


24 Month Certificate

0.75%

0.75%


0.85%

0.85%


36 Month Certificate

1.00%

1.00%


1.10%

1.11%


48 Month Certificate

1.15%

1.16%


1.25%

1.26%


60 Month Certificate

1.30%

 1.31%


1.40%

1.41%


Educational IRA 60 Mo CD

1.30%

1.31%


1.40%

1.41%




How does a BFC Sure Thing CD work, you ask.

Once you open a Sure Thing CD, you will receive a voucher that can be redeemed for one of the following options:
  1. To secure a one-time rate increase for the remainder of the initial term, equal to a rate based on the current Wall Street Prime Rate on that date of the voucher redemption OR
  2. To add a one-time additional deposit to the certificate. That deposit may not exceed the original amount of the CD for which the voucher was issued. 
Either way, you get great rates with great benefits! 

NEXT STEP? Stop by any BFC branch or give us a call (636.239.6600) and ask for the Sure Thing!

 

*APY = Annual Percentage Yield. The minimum balance to open an account and obtain the APY is $500.00. Withdrawal of interest will reduce APY. Certificates are compounded and credited monthly for terms of 6 months or greater. Certificates are credited at maturity for terms of less than 6 months. A penalty may be imposed for early withdrawal. Rates subject to change daily. IRA's for terms of 6 months or greater.  Rates effective as of November 18, 2022.

Customer may qualify for a preferred rate with any checking account.  Preferred rates may apply to the initial term, only.  Call Bank of Franklin County for details at 636.239.6600 or 877.584.6600.