We’re here to help achieve your goals

Our lending team is friendly, knowledgeable and ready to help find the right loan for you. Whether you’re planning to buy a home, car or have unexpected expenses, a personal loan from Bank of Franklin County is the flexible way to cover the cost. You can even borrow for a vacation, new kitchen, computer, boat, motorcycle — the possibilities are endless. What can we help you do?


Home Improvement Loans
With the help of a Bank of Franklin County home improvement loan you can take advantage of the opportunity to upgrade your biggest investment. Whether you're remodeling or adding-on, we offer financing to make your home feel more like home.
Take advantage of this home improvement loan special!
Rates starting at 7.414% APR*
  • Flexible loan amounts up to $10,000
  • No collateral requirements
  • Virtually paperless loan process - apply online
  • Quick loan process response**

*APR = Annual Percentage Rate. APR subject to credit qualifications. Proof of home improvement must be presented. Other financing/rate options available; not limited to home improvement loan special. Subject to 1% rate increase if not enrolled in autopay with Bank of Franklin County or if autopay is canceled.  Other rates and terms may apply. Offer expires March 31, 2023. Typical loan example: $10,000 loan = 60 equal payments of $199.97.  

**Online application will be responded to within one business day.

 Apply Here

Auto Loans
At Bank of Franklin County, we know the process of buying a vehicle can be stressful. Our Consumer Loan Specialist, Dustin Jasper, is here to help you find the right loan option, so you can focus on the fun of it. In addition to our hassle-free loan process, we offer competitive interest rates so you can get in the vehicle you need faster.

Ready to get started?

Apply Here

Auto Loan Resources:

Personal Loans
Get the personal loan you need for the things you want. From recreational vehicle to boat loans, we have the financing solutions designed to allow you to enjoy life.

 Apply Here

Certificate Loans

Get 2% over the certificate of deposit rate when securing a Bank of Franklin County certificate.

Signature Loans
Signature loans are subject to our standard credit qualifications. Discount may apply for automated payments from a Bank of Franklin County account. Give us a call today to get rates and terms.