Your partner in the home buying process

Buying a home can be complicated. But our friendly lending team will make sure you understand all the steps — and be at the ready to answer any and all of your questions. We also have competitive rates, so you get the right loan scenario that suits your needs and your budget.

You can even apply online, in as little as 20 minutes. When your application is complete, click submit and your information will be reviewed for instant online pre-approval. A member of the Bank of Franklin County lending team will follow up and talk to you about the next steps. 

Ready to get started? 

Apply Now

At Bank of Franklin County, we’re committed to providing the highest level of lending service and the most competitive rates available. Give our lending team a call anytime at (636) 239-6600 or (877) 584-6600. 



**Limited Time Offer**

RECEIVE A $500 CREDIT*

We've partnered with the Washington Missourian on the "Your 2018 Local Hero" nomination contest. As a hometown bank, we appreciate all our local heroes provide to better our community. As our way to say THANK YOU, we are extending a lender credit to help our heroes get on the path to homeownership or to refinance a current home.


*Closing cost credit available on owner occupied home purchases or refinances. Offer limited to properties in Franklin, St. Charles, St. Louis, Warren and Gasconade counties. This offer is available for loans with applications dated June 1, 2018 through March 31, 2019. The closing credit will be applied at the time of loan closing. Proof of occupation will be required. Local hero contest is defined as: Veteran, Active Duty Military, Doctor, First Responder, or Teacher. This is not valid with any other mortgage offers and is subject to change. Must apply by March 31, 2019.