Choosing the right credit card is easier than ever.

 
No matter which card you choose, you'll enjoy important features like:
- Expense management tools
- No fee for additional employee cards
- EMV smart chip technology for added security
- Mobile payment capability for added convenience
 
Find the best rewards for you!
 
Flexible Cash Rewards
For Your Business.
Visa® Business Cash Card
  • 3% cash back1 on eligible net purchase from office supply stores, phone, and TV services2,4

  • 2% cash back on eligible restaurant and gasoline net purchases

  • 1% cash back on all other eligible net purchases 
  • $25 cash back awarded after first purchase3
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Rewards To Use the Way You Want4
 
Visa ® Business Real Rewards Card
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5

  • No cap or limit on the number of points you can earn, and you have 5 years to redeem for rewards4

  • 2,500 bonus rewards points awarded after first purchase3

 

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Visa ® Business Real Rewards PLUS Card
  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline6

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • PLUS, earn 20,000 one-time bonus reward points after you spend $2,000 in the first 3 months3
  • No cap or limit on the number of points you can earn, and you have 5 years to redeem for rewards4



 
 
 
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Pay Down Balances
Visa ® Business Platinum Card
  • Pay down your other credit card balances faster with a great introductory rate for an extended time

  • Save on interest 
  • Non-Rewards
 
Learn More

(Please visit your nearest branch  to apply)


1Rewards points can be redeemed as a cash deposit to a checking or savings account with Bank of Franklin County or as a statement credit to your credit card account within one to two billing cycles
 
2Cash Rewards Card: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see "Cash Back" in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your account during each billing cycle.  You will also earn 2 additional Point (for a total of 3 Points) for each dollar of eligible Net Purchases charged to your account during each billing cycle for any merchant classified in the merchant category code as office supplies or cellular phone, landline, internet, and cable TV services.   In addition, you will earn 1 additional Points (for a total of 2 Points) for each dollar of Net Purchases charged to your account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers, service stations, and restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet, and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited.  Points expire five years from the end of the quarter in which they are earned. 
 
3Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.
 
4The Elan Rewards Program is subject to change.  Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns.  Not all transactions are eligible to earn rewards, such as advances, balance transfers, and convenience checks. Upon approval, see you Cardmember Agreement for details.  You may not redeem Points, and you will immediately lose all of your Points, if you account is closed to future transaction (including but not limited to, due to Program misuse, failure to pay, bankruptcy, or death)
 
5Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. 
 
6Rewards PLUS: Points expire five years for the end of the quarter in which they are earned.  You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your account.  You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category").   You will earn 1.5 additional Rewards Points (for a total of 3 Rewards Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your account (the "Highest Category") during each billing cycle.
 
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license for Visa USA Inc.