Careers
Friendly faces going places
At BFC, we're not just looking for employees; we're on a quest for personalities! If you've got character as vibrant as our services, your dream job awaits. Skip the ordinary, check out our extraordinary opportunities below. And hey, if you're feeling chatty, dial us up at 636.239.6600. Your dream job might just be a phone call away!
Current Career Opportunities
- Chief Financial Officer
- Loss Prevention Fraud Specialist
- Loan Servicer
- Universal Bankers - O'Fallon/Chesterfield/Ellisville Areas (Full-Time & Part-Time Openings)
- Universal Bankers - Washington/New Haven Areas (Full-Time & Part-Time Openings)
BFC, a community bank headquartered in Washington, MO, is searching for a visionary Chief Financial Officer to join our dynamic team. As we stand on the brink of a monumental achievement - the transformation into a $500 million powerhouse - we need a seasoned professional to spearhead our financial operations with finesse and innovation.
Are you ready to challenge conventions, forge new paths, and lead with unparalleled vision? If the answer is yes, then BFC invites you to join our team, where every day presents an opportunity to redefine what's possible in community banking. Let's lead the charge together and pave the way for everyone to THINK Differently and BANK Differently at BFC!
This is a full time position with competitive salary and benefits.
What You’ll Do
- Oversees the financial functions of the bank
- Develops and implements bank’s fiscal plans and policies. Ensures that the financial institution’s accounting procedures are in compliance with generally accepted accounting principles
- Prepares recommendations of policy or procedural changes to the Board and/or senior management
- Prepares and reviews financial institution finance projections and manages financial institution investment accounting activities
- Provides guidance regarding investment decisions. Presents monthly reports of these activities to the Board of Directors and senior management
- Participates in determining deposit and loan rates
- Assists with lease negotiating and major purchasing decisions. Assists in analysis of new branch site locations and closings of existing branches
- Coordinates other independent auditors and regulatory examiners during audits as necessary
- Oversees personnel management of key departments such as accounting and operations
- Is responsible for ongoing education and training opportunities to stay abreast of current trends to ensure financial institution’s compliance with generally accepted accounting principles, laws and regulations
- Maintains customer confidentiality
- The bank achieves an acceptable rating on all exams and internal or external audits as it relates to job duties
- Met budget expectations as directed by the Board such as ROE, ROA, asset & deposit growth and capital position
- Met banks goals as set by the Board regarding investment and liquidity ratios
- All employee evaluations and any ongoing coaching or disciplinary action is documented for the files in a timely manner
- Leads by example in promoting the corporate culture. Attends outside events regularly to promote the bank and is an active member in community, civic or charitable organizations
- No internal or external complaints regarding personal level of service as well as retail employees level of service
- All confidential information is held in strictest confidence and any written information is kept away from public scrutiny. Conversations with customers are handled in professional manner to ensure that confidential information is not overheard by others
- Master’s degree in business administration, finance or related field preferred or equivalent work experience
- Minimum 10 years of experience in a senior financial position, with extensive administrative experience in banking
- CPA Certification preferred
- Extensive background in financial institution accounting and auditing, operation, and policies and procedures related to procurement
- High-level analytical and communication skills
- Ability to manage a group of highly trained personnel
- Ability to assign, monitor and evaluate assigned department staff’s work, including training and assisting when necessary
- Excellent knowledge of bank policies, specifically those related to the accounting function
- Promotes a favorable image of the bank in all activities outside the bank
- Neat, professional appearance
Become a key player at BFC, your local community bank headquartered in Washington, MO, as our next Loss Prevention Fraud Specialist. Take charge of unraveling fraud mysteries and resolving transaction discrepancies to safeguard our customers' assets while championing the recovery of lost funds. As a vital member of our bookkeeping/accounting department, you'll tackle a diverse array of tasks, from filing to balancing general ledger accounts, handling customer inquiries, and providing crucial support for treasury services. Ready to WORK Differently? Step up to the challenge at BFC!
This is a full time position with competitive salary and benefits.
What You’ll Do
- Handles the investigation and resolution of check fraud including the recovery of lost funds. Manages systems and procedures for identifying potential losses such as reviewing inclearing items, mobile deposit items, and merchant capture items for appropriateness, possible fraud and compliance with procedures.
- Handles the investigation of customer claims for unauthorized debit card or ACH transactions in a timely manner and in compliance with Regulation E, MasterCard and NACHA timelines. Processes disputes and follows up for case completion.
- Submits ACH originations, makes entries, corrections and resubmits items as necessary.
- Inputs wire transfers immediately upon request. Scrutinizes instructions for accuracy and maintains log of all activity.
- Reconciles general ledger accounts and correspondent accounts, insuring accurate processing and posting of all entries.
- Assists with clearing of exceptions, non-post item handling and decisioning NSF items.
- Monitors overdraft report for excessive number of days and follows procedures for charge offs.
- Responds to customer inquiries in a timely and efficient manner including necessary research, requested copies, and other correspondence as necessary.
- Obtains and maintains customer agreements and other required documentation for Treasury Services products. Processes annual reviews.
- Assists with Digital Banking/Treasury Services products including, but not limited to, Commercial Online Banking/Cash Management, ACH Origination, Remote Deposit Capture, Positive Pay, Wires, Bill Pay, External Transfers, Mobile Deposit, Account Analysis, and Sweep Accounts. Provides support to customers while maintaining a collaborative relationship with Universal Bankers and Commercial Loan Officers.
- Reviews invoices for accuracy, processes all bills for payment and maintains accounts payable files, performs research on all accounts payable problems, processes accounts receivable and maintains files.
- Processes reclamations, garnishments, subpoenas, or tax levies.
- Ensures all accounting functions are completed in a timely and efficient manner with filing and backup documentation kept up to date following the requirements of record retention.
- Compiles various reports for management and the Board.
- Gathers and prepares information for audits and exams.
- Ensures that the bank is compliant with all regulatory and internal policies and procedures, and NACHA Operating Rules and Guidelines.
- College degree preferred, or two years of accounting experience.
- Successful completion of in-house or other approved program training
- Ability to stay on task with multiple interruptions.
- Good understanding of accounting principles and computer spreadsheet skills as well as good analytical, mathematical and written communication skills.
- AAP: Accredited ACH Professional or NCP: National Check Professional certifications are highly desired.
- Good interpersonal communication skills.
- Strong attention to detail.
- Good knowledge of computer operations, as well as the ability to operate standard office equipment.
- Good working knowledge of other departments in the financial institution as they relate to bookkeeping operations.
- Strong knowledge of bank policies and regulations, specifically those related to the accounting function, (i.e. NACHA, FASB, etc.).
- May represent the bank in various civic and community functions to enhance its image and develop new business. Promotes a favorable image of the bank in all activities outside the bank.
Join the vibrant team at BFC, as we search for a Loan Servicer to champion our commitment to exceptional service. As the backbone of our lending operations, you'll orchestrate the seamless administration of loans, guiding them from inception in our processing system to payoff. This isn't just a job; it's a pivotal role in shaping the financial landscape of our community. Embrace the opportunity for growth and fulfillment with a full-time position offering not only competitive salary and benefits, but also a chance to make a lasting impact in the lives of our valued customers.
What You’ll Do
- Ensures that the bank is compliant with all regulatory and internal policies and procedures.
- May book all loans, renewals and extensions on core operating system. Processes paperwork for payments or fees. Checks back reports ensuring all loans were booked on the core system correctly. Monitors hazard insurance on collateral. Manages all aspect of escrowed funds.
- Answers telephone inquiries and assists internal and external customers with questions regarding payoffs, changes of owner, mortgage verifications, interest and payment issues and other routine loan details.
- Completes all paperwork, system maintenance, check backs, documentation, etc. timely and accurately.
- Handles change of address notifications that are strictly loan related. Balances loan-related GL accounts. Maintains required documentation and reporting for required government reporting to meet Federal and State requirements, i.e., HMDA, SBA, etc. and secondary market funding and reporting.
- Services all loans, both portfolio and secondary market ‘fixed rate’ to ensure posting of all payments, P&I, T&I, monitor delinquencies, maintain & balance escrow account, prepare and process all renewals, extensions, and modifications as well as loan participations. Disburses and monitors both commercial and residential construction loans to ensure proper documentation, lien waivers, inspections, etc. are in place and irregularities are reported to management
- Is responsible for ongoing education and training opportunities to stay abreast of current trends to ensure financial institution’s compliance with laws and regulations.
- Safeguards the customers’ trust by maintaining privacy and confidentiality.
- High School diploma
- One year of experience in an office environment
- Successful completion of in-house training program or approved outside program.
- Good understanding of financial institution policies, specifically those related to the lending function.
- Ability to prioritize, organize and perform detail oriented work.
- Good interpersonal, oral and written skills.
- Good knowledge of computers and general office equipment.
- Promotes a favorable image of the bank in all activities outside the bank.
Ready to be the ultimate banking whiz? BFC wants you! We're on the hunt for Universal Bankers for our O'Fallon and Ellisville branches, so if if you are from the O'Fallon, Chesterfield or Ellisville area and looking for a change... you can stop looking! This location was the recipient of the 2023 Workplace Excellence Award from the O’Fallon Chamber of Commerce & Industries, so you can join us saying "I told you so" to all those other banks in the area. Sorry not sorry!
Get ready to amaze clients with your efficient and accurate service while building professional relationships faster than a high-speed transaction. Your job? Uncover their needs, cross-sell like a pro, and make our bank the talk of the town. Don't worry; we'll equip you with top-notch training and the latest banking wizardry. Apply now and let's show them how banking's done!
What You’ll Do
- Develop and grow customer relationships through sales initiatives
- Perform transactions which include, but are not limited to, processing customer transactions, opening and closing accounts, performing maintenance of all consumer products, handing lending requests, and utilizing the cash recycler technology while following established policies and procedures
- Educates customers on bank technology, such as mobile and online banking, ITM (Interactive Teller Machine), etc
- Comply with the Universal Banker performance standards
- Greet customers promptly in the lobby or on the phone, identify their immediate needs and utilize branch workflow procedures to provide the highest level of customer service
- Complete routine on-boarding requirements for new accounts
- Assist the team in reaching established production, sales, cross sell and operational goals
- Complete necessary daily, weekly, and monthly reporting
- Refer business opportunities to various individuals throughout the institution for services such as investments, mortgage lending, commercial lending, and cash management
- Attend required meetings or training in order to enhance skill sets
- Follow established security procedures, as well as ensure customer information is safeguarded at all times
In this role, you will need
- Excellent communication (verbal & written) skills
- Ability to multi-task and prioritize projects
- Comprehensive knowledge of bank products and services
- Proficiency with smartphones and current technology
- Professional appearance
- Team-oriented
Ready to be the ultimate banking whiz? BFC wants you! We're on the hunt for Universal Bankers in our Washington & New Haven Area branches. Get ready to amaze clients with your efficient and accurate service while building professional relationships faster than a high-speed transaction. Your job? Uncover their needs, cross-sell like a pro, and make our bank the talk of the town. Don't worry; we'll equip you with top-notch training and the latest banking wizardry. Apply now and let's show them how banking's done!
What You’ll Do
- Develop and grow customer relationships through sales initiatives
- Perform transactions which include, but are not limited to, processing customer transactions, opening and closing accounts, performing maintenance of all consumer products, handing lending requests, and utilizing the cash recycler technology while following established policies and procedures
- Educates customers on bank technology, such as mobile and online banking, ITM (Interactive Teller Machine), etc
- Comply with the Universal Banker performance standards
- Greet customers promptly in the lobby or on the phone, identify their immediate needs and utilize branch workflow procedures to provide the highest level of customer service
- Complete routine on-boarding requirements for new accounts
- Assist the team in reaching established production, sales, cross sell and operational goals
- Complete necessary daily, weekly, and monthly reporting
- Refer business opportunities to various individuals throughout the institution for services such as investments, mortgage lending, commercial lending, and cash management
- Attend required meetings or training in order to enhance skill sets
- Follow established security procedures, as well as ensure customer information is safeguarded at all times
In this role, you will need
- Excellent communication (verbal & written) skills
- Ability to multi-task and prioritize projects
- Comprehensive knowledge of bank products and services
- Proficiency with smartphones and current technology
- Professional appearance
- Team-oriented
Bank of Franklin County (BFC) is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, age, national origin, disability, genetic information, veteran status, gender identity or any other characteristic protected by law.
