Fixed Rate Mortgages: 
Conventional Mortgages for Primary Residences or Investment Properties. 
Best for customers who: 

  • Plan to own the property for a long time
  • Are on limited or fixed incomes
  • Are more comfortable with fixed payments
  • Are buying or refinancing when interest rates are relatively low
  •  
    FHA Mortgages: 
  • Federal Housing Administration loans insured by Housing and Urban Development (HUD)
  • Small down payment needed
  • Gift funds allowed
  • Lower credit scores and limited credit history allowable
  • Not restricted to first time homebuyers
  • Refinances:
  • Streamline with no credit re-qualifying
  •  
    VA Mortgages: 
  • Available to qualified veterans of the U.S. Military and National Guard
  • No down payment required on most loans
  • No private mortgage insurance
  • Not restricted to first time homebuyers
  •  
    Rural Development Mortgages: 
  • Guaranteed by United States Department of Agriculture (USDA) for the purchase of homes in rural areas
  • Designed for low to moderate income families
  • Not restricted to first time homebuyers
  • No down payment required
  • No private mortgage insurance
  • Income limits apply
  •  
    Adjustable Rate Mortgages (ARMs): 
    Mortgages for Primary Residences or Investment Properties. 
    Best for customers who:  

  • Want lower initial payments
  • Plan to move or refinance within a few years
  • Are purchasing or refinancing when interest rates are expected to move lower
  • Are purchasing acreage or subdivision lots
  •  
    Construction Loans: 
    For customers who:  

  • Want to build their custom dream home
  • Want interest-only monthly payments during construction
  •  
    Lot/Land Loans: 
    For customers who:  
     
  • Have found the perfect lot or acreage to build their dream home
  • Want an interest only balloon note for a residential lot
  • Or, want a low interest adjustable rate loan for a larger tract of ground

  • Investment Property Loans: 
    For customers who:  
     
  • Want to invest money in land, rental homes, second homes, condominiums and even apartment buildings
  • Like the flexibility of a Fixed Rate or Adjustable Rate financing
  •  
    FDIC
    DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.
    Sitemap Privacy Policy