Health Savings Accounts (HSA) 
 
A Health Savings Account is an alternative to traditional health insurance; it is a savings product that offers a different way for consumers to pay for their health care.  HSAs enable you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.  With this in mind, Bank of Franklin County provides a convenient, low maintenance, interest bearing checking account with the following benefits. 
 
  • No monthly service charge
  • Open with as little as $100.00
  • Free Checks on select styles
  • Free Debit Card (upon approval, restrictions apply)
  • Competitive Interest Rate (paid monthly)
  • Monthly Statements
  • HSA rollovers and transfers
  • FDIC
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