For current rates contact Bank of Franklin County at 636.239.6600 or 877.584.6600 

Bank of Franklin County Deposit Rates
Certificates and IRA's
 With Franklin orSenior Statesman
TermRateAPYRateAPY
7-30 Day Certificate0.05%0.05% 0.15%0.15%
31-90 Day Certificate0.05%0.05%0.15%0.15%
91-181 Day Certificate0.05%0.05%0.15%0.15%
6 Month Certificate0.10%0.10%0.20%0.20%
12 Month Certificate0.20%0.20%0.30%0.30%
18 Month Certificate0.30%0.30%0.40%0.40%
24 Month Certificate0.40%0.40%0.50%0.50%
36 Month Certificate0.60%0.60%0.70%0.70%
48 Month Certificate0.80%0.80%0.90%0.90%
60 Month Certificate1.05%1.06%1.15%1.16%
Educational IRA 60 MOS CD2.00%2.02%n/an/a
The minimum balance to open an account and obtain the APY is $500.00.
Withdrawal of interest will reduce APY.
Certificates are compounded & credited monthly for terms of 6 months or greater.
Certificates are credited at maturity for terms of less than 6 months
A penalty may be imposed for early withdrawal
Rates subject to change daily.
IRA's for terms of 6 months or greater
 
Deposit Accounts
Rates Effective February 3, 2014
 
Savings Accounts
 RateAPY
Freedom Savings (Personal)0.15%0.15%$0 - $49,999
 0.25%0.25%$50,000 & Up
 
Franklin Jr. Savings (Kids Acct) 0.35%0.35% $0 & Up
 
CLUB Account0.35%0.35%$0 & Up
CLUB Account (with autocredit)0.45%0.45%$0 & Up
 
Franklin Growth Savings0.15%0.15%$0 - $49,999
(Must have Franklin checking acct)0.25%0.25%$50,000 & Up
 
Business Growth Savings0.15%0.15%$0 - $49,999
(Must have Commercial/Small Bus checking acct)0.25%0.25%$50,000 & Up
 
Money Market Accounts
 RateAPY
Patriot Money Market (Personal)0.15%0.15%$0 - $4,999
 0.15%0.15%$5,000 - $19,999
 0.15%0.15%$20,000 - $49,999
 0.25%0.25%$50,000 - $99,999
 0.25%0.25%$100,000 & Up
 
Money Market (Commercial)0.15%0.15%$0 - $4,999
 0.15%0.15%$5,000 - $19,999
 0.15%0.15%$20,000 - $49,999
 0.25%0.25%$50,000 - $99,999
 0.25%0.25%$100,000 & Up
 
Checking Accounts
 RateAPY
Think Green *0.70%0.70%$0 - $25,000
 0.05%0.05%$25,001 & Up
Independence Checking0.10%0.10%$0 & Up
Senior Statesman0.10%0.10%$0 & Up
Franklin Account0.10%0.10%$0 & Up
Health Savings Account *0.75%0.75%$0 & Up
$100 minimum blance to open an account, $25 for minor savings accounts * See Account Disclosures for other terms and requirements Fees may reduce the earnings on accounts Rates subject to change daily
 
 

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